The festive season is often a convenient time to upgrade electronics and home appliances, with discount offers popping up across the market. According to Agency Reporter, citing MiQ's Festive Shopper Insights 2026, 45% of surveyed shoppers plan to increase their festive spending, focusing on considered, big-ticket investments. Varun Mohan, Chief Commercial Officer, India, MiQ, noted that this year, the story is about intentionality.

This guide explains what to check when shopping for home appliances and consumer durables like refrigerators, TVs, and kitchen appliances, and looks at available financing options. Continue reading to learn more.

Refrigerator Buying Guide

A refrigerator is used throughout the year, so both upfront cost and long-term usability matter. Consider these factors before choosing one:

• Choose the Right Capacity: Match the refrigerator capacity with your household size, grocery-shopping frequency, and the amount of fresh or frozen food you normally store.
• Consider the Refrigerator Type: Single-door models may suit simpler storage requirements, while double-door, side-by-side, and multi-door refrigerators offer larger storage arrangements and capacities.
• Check Energy Efficiency: Prioritise refrigerators with higher energy efficiency to save future costs by checking their BEE star ratings. The Bureau of Energy Efficiency (BEE) uses a 1-to-5-star system, with a higher star rating indicating greater energy efficiency for registered appliances.
• Measure the Available Space: Check the refrigerator's width, height, and depth against the space in your kitchen. Also leave adequate room for opening doors and ventilation.
• Review the Storage Layout: Compare shelf arrangement, vegetable storage, freezer space, bottle storage, and adjustable compartments according to your needs.
• Compare Cooling Features: Depending on the model, you may find features such as frost-free cooling, convertible compartments, inverter compressors, or humidity-management systems.
• Check Warranty and Service: Review the product warranty and any separate compressor warranty before buying.

Refrigerator Options to Consider

The following are illustrative examples based on current manufacturer specifications. Availability and specifications should be verified before purchasing.

Model	Capacity	Energy Rating	Price	Key Features
Samsung Single Door Refrigerator with Stylish Grandé Design	4 Star	4 Star	₹21,999	Single-door design, stabiliser-free operation, digital inverter compressor
LG Single Door Refrigerator, with Blue Euphoria Finish.	185 L	4 Star	₹25,490	Smart Inverter Compressor, base stand drawer, toughened glass shelves, anti-bacterial gasket
Samsung Side-by-Side Refrigerator with Bespoke AI	653 L	3 Star	₹1,13,000	Side-by-side design, 5 conversion modes, digital inverter compressor, Wi-Fi-embedded control, precise cooling

Also Read: Refrigerator Energy Ratings 2026 Explained: Star Ratings, Savings & Sustainability

TV & Entertainment Systems Buying Guide

A television purchase should be based on the room size, viewing habits, content preferences, and usage. Account for whether the TV will also be used for gaming or as a home entertainment setup. Consider these factors:

• Screen Size: Choose a screen that suits both your room dimensions and normal viewing distance. Bigger is not necessarily better if the room is small.
• Resolution: 4K has become common across many mid-range and premium televisions, but lower resolutions can still be sufficient depending on your needs. Consider the type of content you watch before paying more for higher specifications.
• Display Technology: LED, QLED, Mini LED, and OLED technologies differ in areas such as contrast, brightness, design, and price. Choose the right option based on your needs.
• Refresh Rate: A higher supported refresh rate of 120 Hz or above can be useful for fast-moving sports and gaming.
• Connectivity: Review HDMI and USB ports, Wi-Fi, Bluetooth, and features such as HDMI eARC if you plan to connect soundbars or other entertainment equipment.
• Energy Efficiency: Colour televisions are also included in the BEE Standards & Labelling programme. Choose higher-rated devices for greater power saving.

TV Options to Consider

Here are some television models across brands that showcase how product specifications can differ largely across models. Visit the manufacturer's website to get further information.

Model	Screen Size	Display	Price	Key Features Listed by Manufacturer
Sony BRAVIA 2 II	55 inch	4K LED	₹91,900	Google TV, 4K X-Reality PRO, Dolby Atmos and DTS:X
Samsung Crystal UHD Smart TV	55 inch	Crystal UHD 4K	₹53,900	4K Upscaling, Dynamic Sound Pack, Motion Xcelerator, Smart TV features
LG OLED C6 4K Smart TV with Dolby Vision & Atmos TV 2026	65 inch	OLED 4K	₹2,79,990	α8 AI Processor 4K Gen3, Dolby Vision, Dolby Atmos, Multi AI webOS

Also Read: Should You Upgrade Your Old TV or Buy a New One?

Kitchen Appliances Buying Guide

Kitchen appliances range from everyday essentials such as mixer grinders to products designed for specific cooking methods like air fryers and ovens. Here's what you should consider before buying:

• Start with the Use Case: Decide whether you need the appliance for everyday cooking, reheating, baking, grinding, air frying, or some other specific purpose.
• Check Capacity Requirement: The capacity of the product should reflect the amount of food you usually prepare and the number of people in the household.
• Consider Power and Performance: For appliances such as mixer grinders, motor wattage can influence suitability for different requirements. For ovens and air fryers, review the appliance's power and cooking functions.
• Check Kitchen Space: Countertop appliances can take up considerable room in your kitchen. Measure the intended space before purchasing.
• Look at Cleaning Requirements: Removable baskets, jars, trays, and easy-clean surfaces can simplify regular maintenance.
• Review Safety Features: Look at features relevant to the appliance, such as stable bases, secure lids, insulated handles, or automatic shut-off where available.
• Check Warranty and Service Support: Compare warranty coverage and access to authorised service before making the purchase.

Also Read: A Complete Kitchen Renovation Idea on a Realistic Budget for 2026

EMI Financing Options for Festive Shopping

A refrigerator, TV, or other major appliance can require a sizeable upfront payment. EMI financing allows an eligible purchase to be repaid through monthly instalments instead of paying the full financed amount at once. Common options for financing include:

• Personal Loan: This is an unsecured loan with no end-use restrictions, meaning you can use the received funds for any financial needs.
• Instant Loan: A faster version of a Personal Loan, an Instant Loan can help you secure smaller loan amounts swiftly to make quick purchases.
• EMI Card: An EMI card provides a pre-approved limit based on your eligibility that you can use on the go. It can also carry festive offers provided by the lender.

How to Use an EMI Card for Festive Shopping

The exact process may vary by lender and retailer, but it generally follows these steps:

• Browse Offers and Select Your Products: Check for any special festive offers available to EMI cardholders before you make your purchase. Retailers may offer exclusive discounts, cashback, or EMI schemes.
• Choose EMI Options at Checkout: Confirm your financing terms at checkout and select a repayment tenure that suits your budget. Longer tenures mean lower monthly instalments, helping you manage festive spending better.
• Confirm Your Payment and Track Purchases: Once you've selected your EMI option, confirm the payment. You may need to authenticate the transaction through a one-time password (OTP).

To Conclude

Festive shopping can be a good opportunity to complete household upgrades. However, ensure that the purchase starts with what your home actually needs rather than the size of the advertised discount.

If paying the full cost upfront does not suit your budget, EMI financing can spread an eligible purchase over monthly instalments. Compare lenders, assess available Personal Loan or EMI Card festive offers before applying and bring home your favourite home appliances this festive season.

Frequently Asked Questions

What are some good gift ideas for home appliances?
Good gift ideas for home appliances include useful products such as air fryers, coffee makers, mixer grinders, microwaves, smart TVs, or refrigerators based on the recipient's needs. Consider factors such as available space, frequency of use, energy efficiency, features, and warranty support to choose an appliance that offers long-term value.

How to shop for kitchen appliances?
When shopping for kitchen appliances, focus on how often you will use the appliance, its capacity, power, available functions, cleaning requirements, kitchen space, warranty, and service support. Keep a set budget in mind beforehand, and avoid overpaying for features you don't need.

Is it better to buy home appliances during festive sales?
Generally, yes, festive offers may provide discounts or special financing options that make it a convenient time for making purchases. However, the final purchase should be based on need and total cost.